All Loan Services - Best Credits India

SHAHVISTA

Your Guide to All Our Loan Services

Personal Loans 🤝

Features

  • No collateral required.
  • Flexible repayment tenure.
  • Quick approval and disbursal.

Eligibility Criteria

  • Age: 21-60 years.
  • Stable monthly income.
  • Credit Score: 700+ is preferred.

Required Documents

  • KYC (PAN, Aadhaar).
  • Income Proof (salary slips/ITR).
  • Bank statements.

Business Loans 🚀

Features

  • Tailored for business needs.
  • Competitive interest rates.
  • Quick processing for business growth.

Eligibility Criteria

  • Business Vintage: 1+ year in operation.
  • Minimum annual turnover.
  • Good credit history.

Required Documents

  • Business registration.
  • Financials (ITR, P&L statements).
  • KYC of directors/proprietor.

Home Loans 🏡

Features

  • High loan amount.
  • Long tenure up to 30 years.
  • Tax benefits on interest and principal.

Eligibility Criteria

  • Age: 21-65 years.
  • Stable income source.
  • High credit score (750+).

Required Documents

  • KYC & Income Proof.
  • Property ownership papers.
  • Approved building plan.

Loan Against Property 🏦

Features

  • Lower interest rates than personal loans.
  • High loan-to-value ratio.
  • Funds can be used for any purpose.

Eligibility Criteria

  • Age: 21-60 years.
  • Property must be owned by applicant.
  • Stable income.

Required Documents

  • Property ownership papers.
  • KYC & Income Proof.
  • Property valuation report.

Car Loans 🚗

Features

  • Up to 100% financing for new cars.
  • Competitive interest rates.
  • Quick and hassle-free process.

Eligibility Criteria

  • Age: 21-65 years.
  • Salaried or self-employed.
  • Minimum income criteria.

Required Documents

  • KYC & Income Proof.
  • Car quotation/invoice.
  • Proof of residence.

Used Car Loans 🏎️

Features

  • Finance for pre-owned cars.
  • Flexible repayment tenure.
  • Simplified documentation.

Eligibility Criteria

  • Age: 21-65 years.
  • Stable income source.
  • Good credit history.

Required Documents

  • KYC & Income Proof.
  • Vehicle inspection report.
  • Vehicle registration certificate.

Instant Loans ⚡

Features

  • Instant approval.
  • Minimal documentation.
  • Ideal for emergencies.

Eligibility Criteria

  • Good credit score.
  • Pre-approved for existing customers.
  • Age: 21+ years.

Required Documents

  • PAN Card.
  • Aadhaar Card.
  • Bank statements.

Mudra Loans

Features

  • Government-backed scheme.
  • Collateral-free loans.
  • Loans up to ₹10 lakh.

Eligibility Criteria

  • Non-corporate, non-farm business.
  • Indian citizen.
  • No prior loan defaults.

Required Documents

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